As we begin 2020 and many have committed to (and already broken?) New Year‘s resolutions, we recommend one that is easy to keep: when dating documents from now through December 31, use the full “2020” to denote the year, as opposed to just writing/typing "20".
Doing so will not only generate a sense of accomplishment for keeping at least ONE resolution by year's end, it may also protect you from potential fraud. Signing documents with an abbreviation (e.g. 1/20/20) may make them more susceptible for manipulation, resulting in a greater risk of the signer falling victim to deceptive practices. Consider the following scenarios:
-You write a personal check to your new boyfriend or girlfriend in the amount of $5,000 on February 14, 2020 as an intended "shopping spree" Valentines Day gift. You date the check 2/14/20. Several month pass --and you realize this is not the person you want to spend the rest of your life with-- so you part ways. If the check was not cashed within a reasonable time frame, it would not be honored by your bank so, no big deal. Fast forward to the year 2021 when your ex finds the check and decides to edit the date to 2/14/2021 (by tacking the final two digits onto the end of the date) so the bank will cash the check. Since the bank was unaware that the check was altered, you are now out $5,000 a full year after writing the check.
-You provide your shady landlord, with whom you've had several disputes, a document of notice for intent to vacate his property (i.e. You’re finally moving out!). You sign and date the document using the abbreviation 4/25/20. Now, assume the landlord refuses to return your security deposit, so you take him to small claims court. There, the landlord claims you overstayed your lease and remained on the property long after you informed him that you would vacate, which would allow him to retain the good faith deposit you paid in the beginning of your contract with him. He produces the document that you signed, but has altered the date to read 4/25/2019, thus “proving” that you stayed a full year after you told him of your intent to vacate. Assuming you did not keep a copy of the signed document, you will likely have a hard time proving the actual date on which you officially signed the notice. This may end up costing you your deposit, not to mention court costs.
While these scenarios may seem exaggerated, they both highlight how easily documents can be manipulated, especially this year. Clearly, in both scenarios writing out 2020 in reference to the date would have protected these documents and rendered them much harder to change.
The simple addition of a few pen strokes --by writing the full year of 2020 when dating documents-- can save you potential headaches, and maybe even considerable money, down the line. Also, it will give you added peace of mind that your documents are secure. This is one New Year's resolution that is definitely worth keeping.